Two years ago I left Lloyds Banking Group, or Lloyds Bank as it was when I joined the company 34 years ago in a small branch in Wallasey on the Wirral! In those days your application for a staff mortgage was assessed, not on ability to repay, but on whether or not the property was suitable for you station in the bank. Each morning all the cheques that your customers had written were manually sorted alphabetically and then the signatures manually checked before being paid stamped. At the end of the day, all the cheques & cash paid in over the counter was balanced against the credit slips… and if it was so much as a penny wrong, the whole lots was ticked back to find the offending error… even if that meant staying until 7.00 o’clock at night and paying many £’s overtime! Since then many things have changed and I met many interesting & varied characters without who life would have been so much poorer. Lloyds & TSB merged… and then Lloyds TSB bought Halifax. The share price reached a high of over £10 in the mid 90′s and today it’s … not quite as much as that.
Well those who know me, know that I’m a keen photographer, and over the past couple of years I’ve been taking children’s portarits and family portraits in clients own homes. I've been developing that opportunity to fund my wine cellar (and my two daughters’ university education) and am now looking to increase the number of books… watch this space.